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Did you know your landlord’s insurance USUALLY does NOT cover YOUR personal property?
CAN YOU AFFORD TO LOSE EVERYTHING YOU OWN?
Renters need special insurance for their belongings.
Your clothes, jewelry, stereos, televisions, bicycles, computers, furniture, artwork, and other valuables ARE NOT PROTECTED against loss or destruction.
Renter’s insurance is surprisingly inexpensive and covers many situations that may surprise you.
Can you afford not to carry it?
***Students may be covered under parents’ homeowners’ policy.
***Parents may also be able to purchase an economical addition to their policy to cover the student’s property.
Check these options first. Then shop around. Your auto insurance agent may be a good place to begin.
Prices for a “typical” college student apartment run around $120-$180 for a one-year policy.Ask about "replacement value." Typically, the insurance company will pay a depreciated value for your belongings. A little more money gets you the amount it would take to replace the item(s) at today's prices.
Call an insurance agent today and get the facts. Another good resource is this website: http://www.insurancequotes.org/renters-insurance/ (this is an external site and The University of Toledo does not control the content. Please be sure to use your due diligence to protect yourself. We offer this link as a resource and not an endorsement of the company).