Graduate or Professional Student

The most important thing to remember for this part of the financial aid process:

Keep an eye on your Rocket email and myUT for communication from the Office of Student Financial Aid. We’ll let you know each step to complete before we can send your financial aid offer and have your funds available.


April: Financial aid offers can be viewed in myUT.


All of these steps must be completed before financial aid funds are paid into your account.

1. Check myUT to see if you have any outstanding financial aid requirements.

Requirements include things like making sure you’ve completed entrance counseling for your loan. They must be completed before your financial aid offer can be finalized and your aid paid to your account. To find requirements:
Go to myUT → Student tab → My Financial Aid → My Financial Aid Dashboard

2. Review and accept your aid.

Aid offers can be viewed in my UT in April.
Go to myUT → Student tab → My Financial Aid → My Financial Aid Dashboard → Award Offer.
Make sure you carefully review your entire package.

  • Scholarships and grants are automatically accepted for you.
  • Student loans and federal work-study must be accepted in myUT.
    Go to myUT → Student tab → My Financial Aid → My Financial Aid Dashboard → Award Offer
    IMPORTANT: You may refuse work-study or loans. Or you may choose to accept just a portion of the loan amount for which you qualify.
  • Fellowships and graduate assistantships are not listed in your financial aid package. They are administered by your college.

NOTE: You will NOT be able to accept Grad PLUS loans in myUT. You must apply for the loan separately.

Apply for Grad PLUS loans

If you have questions about your aid, review Understanding Your Financial Aid Offer. This also can be a great time to connect with staff at Rocket Solution Central. They can discuss options for additional sources of funding and help make sure you’ve maximized your aid.

3. Complete entrance counseling and sign the promissory note.

If you accept loans and are a first-time borrower, you must complete this step.


Your financial aid is paid ― or disbursed — to your student account at the beginning of each semester.

TIP: Want to use those funds to pay other charges on your account, like parking or health insurance? Complete Title IV Consent. These charges are paid separately from tuition. Many students forget to pay them and end up with late fees. To avoid that, fill out Title IV Consent.
Go to myUT → Student tab → My Accounts → Title IV Consent    


Sometimes the amount of aid you receive exceeds your bill and we can refund you the excess amount. We can send those funds to you in a variety of ways:

  • Direct deposit
  • Paper check
  • Transfer to your Rocket Card

NOTE: Not all types of aid are refundable. University scholarships and some outside scholarships are nonrefundable.


A federal law — the Family Educational Rights and Privacy Act or FERPA— prohibits us from releasing sensitive information about you to a third party without written consent. That includes financial information.

If you want to authorize us to speak with a parent or someone else about your financial aid:
Go to myUT → Student tab → My Accounts → FERPA Consent

Learn more about FERPA

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Have Questions?

Ask Rocket Solution Central.

Rocket Solution Central — or RSC — is your one-stop answer shop for financial aid questions.

Call 419.530.8700
Monday - Wednesday and Friday 8:30 a.m. - 4:45 p.m.
Thursday 10 a.m. - 4:45 p.m.
Visit 1200 Rocket Hall
Monday - Friday 8:30 a.m. - 5 p.m.

No need to wait in line. Register through Rocket Q ahead of time or when you arrive. You'll receive wait-time updates and be notified when it's your turn.

Register by texting "University of Toledo" to 419.419.3430 or by entering your information online.

Financial Wellness

We could all use some help managing our money ― whether you’re a high school student, undergraduate or upperclassman ready to graduate.

UToledo's financial wellness team offers workshops, presentations and tools to help you improve your money management skills. You can even schedule an appointment with our counselor to discuss your personal financial plan.

  • How to pay for college
  • Managing student loans
  • Making a budget
  • And more
Financial Wellness Services
Last Updated: 6/27/24