Benefit Plan Eligibility and Premium Rate Information

UToledo offers medical, dental, vision, life, tuition assistance, and an employee wellness platform and incentive program to benefit-eligible employees. Employees in non-benefit eligible positions may participate in the employee assistance program (EAP) as well as the applicable state retirement plan.

Full-Time Employee FTE 1.0

Medical, dental, and vision benefits at full-time premium rate
Eligible for basic life insurance
May elect Alternative Retirement Plan
100% Tuition waiver/education assistance*
Ramp Health Wellness Platform

Part-Time Employee FTE .75-.99

Medical benefits at full-time premium rate
Dental and vision benefits at part-time premium rate
Main campus employees eligible for basic life insurance
% of Tuition waiver/education assistance based on FTE*
Ramp Health Wellness Platform

Part-Time Employee FTE .5-.74

Medical, dental, and vision benefits at part-time rate
Main campus employees eligible for basic life insurance
% of Tuition waiver/education assistance based on FTE*
Ramp Health Wellness Platform

Part-Time Employee FTE < .5

Not benefit eligible

* See Tuition Waiver Policy for details. See Premium Rate Chart for current premium rates.

All UToledo Employees Eligible

Group of three professionals seated at table

Employee Assistance Program (EAP)

Retirement Plan (OPERS/STRS/LEO)

Group taking a walk across the UToledo campus

Employee Wellness Programs*

Employees should refer to relevant collective bargaining agreements for exact coverage information.

*Some wellness programs require employees to be in a benefit-eligible position or enrolled in a UToledo medical plan.

Spouse Eligibility Breakdown

Medical

- Blue Plan: The legal spouse of an employee may be covered on the plan as primary and does not need to elect their employer coverage, if applicable.
- Gold Plan: If the legal spouse of an employee is offered coverage through his/her employer, they must elect their employer coverage as primary and can be added to the UToledo plan as secondary.*

Dental/Vision

- Spouse may be covered as primary on either plan.

*Please see Spousal Healthcare Eligibility Affidavit for details or contact Benefits@utoledo.edu

Dependent Child Eligibility Breakdown

Medical/Rx, Dental, and Vision

- Up to age 26 (end of calendar year child turns age 26)
- Married and unmarried dependents
- Not required to be a full-time student
- Not required to be an IRS dependent

Health Savings Account/Flexible Spending Account

- Up to age 24 (end of calendar year child turns age 24)
- IRS dependent

Tuition Fee Waiver and Life Insurance

- Up to age 24 (end of calendar year child turns age 24)
- Unmarried
- IRS dependent

UToledo Human Resources