UToledo Human Resources

Long Term Disability

This financial security benefit provides income when the employee is unable to perform their work due to a permanent illness or injury.  Please contact the HR-Benefits department on how to initiate a claim.  

Standard LTD Plan:  

Excludes AFSCME, CWA, UTPPA and FOP members 
Excludes hourly non-bargaining unit employees
180 day elimination period 
60% salary continuation 
$10,000 max benefit per month

AAUP LTD Plan:

180 day elimination period
70% salary continuation 
$5,000 max benefit per month

LTD Insurance

  Lincoln Financial Customer Service: (888) 408-7300

      Human Resources - Benefits: 419-530-4747 #4

                       Additional claims information


Additional disability benefit resources:  

OPERS Disability 
1-800-222-7377 

STRS Disability Benefits  
1-888-227-7877 

Last Updated: 1/9/26