New or Transfer Undergraduate Student

Your Financial Aid How-To Guide

Welcome! So glad you chose to be a Rocket.

Figuring out how to pay for college can be overwhelming, if not downright scary. But that’s why we’re here — to help take away some of the anxiety and make your dreams for a college education a reality.

Here are clear, simple steps for applying for financial aid and navigating the process. And remember, we’re just a phone call or email away if you have questions.

If you’re an international student, visit our pages just for you.

1
Estimate Costs
You have to know how much it all costs before you can make a plan.
2
Explore types of aid
Learn the basic types of financial aid that are available to you.
3
File the FAFSA
If you want aid, you have to file the FAFSA. We’ll demystify this federal application for aid and break it down into easy steps.
4
Apply for Scholarships
There’s money out there. You just need to know where to look for it and how to apply.
5
Accept Aid
You’ve done all the hard work. Now it’s time to see how much aid you qualify for, how to accept it and how it’s paid to you.
6
Maintain Aid
Learn how to keep your scholarships and financial aid. Find out what to do if your financial circumstances change.
7
Your Summer To-Do List
Take a breath. Review our checklist to make sure you’ve done everything you need to do regarding your financial aid before you come to campus.

Meet Natalie Klosterman

Class of 2023, nursing

“Between scholarships, loans and a part-time job, I will be able to manage student debt and truly focus on my education to be the best nurse I can possibly be. Making my final decision to come to Toledo was dependent on my financial aid package, and after learning I received enough aid, I was ecstatic to commit to The University of Toledo.”

Meet Andrew Kloepfer

Class of 2020, theatre

“I worked hard at Owens Community College, so at UToledo, I was able to earn scholarships when I transferred. My decision came down to cost and opportunity. I could get more for my money at UToledo. The theatre department was smaller and there were so many great opportunities.”

Have Questions?

Ask Rocket Solution Central.

Rocket Solution Central — or RSC — is your one-stop answer shop for financial aid questions.

Call 419.530.8700
Monday - Wednesday and Friday 8:30 a.m. - 4:45 p.m.
Thursday 10 a.m. - 4:45 p.m.
Visit 1200 Rocket Hall
Monday - Friday 8:30 a.m. - 5 p.m.

No need to wait in line. Register through Rocket Q ahead of time or when you arrive. You'll receive wait-time updates and be notified when it's your turn.

Register by texting "University of Toledo" to 419.419.3430 or by entering your information online.

Financial Wellness

We could all use some help managing our money ― whether you’re a high school student, undergraduate or upperclassman ready to graduate.

UToledo's financial wellness team offers workshops, presentations and tools to help you improve your money management skills. You can even schedule an appointment with our counselor to discuss your personal financial plan.

  • How to pay for college
  • Managing student loans
  • Making a budget
  • And more
Financial Wellness Services
Last Updated: 7/15/24