Back to page 
For me, enrolling at UToledo was the fastest path to becoming financially independent, since I knew I could support myself with scholarships, internships and on-campus employment.”
Naba Rizvi
Class of 2021, information technology | Karachi, Pakistan
Can I Afford UToledo?

Yes, you can. We know a college education is a huge investment. We’re committed to working with you because we believe a UToledo education is worth it.

Naba is passionate about technology and breaking barriers in computer science. She was one of 20 students in the U.S. to win a Google Women Techmaker Scholarship in 2018. She is an intern this summer at Adobe Research Labs in San Jose, Calif. Naba also launched CodeWeGo with two fellow UToledo students. It’s an education-technology company to increase diversity in computer science by breaking language barriers.

Toledo Tuition Guarantee

We’ll help you budget for all four years — not just the first one. The tuition you pay your first year as an undergrad will be the same tuition you pay in Year 4. Your on-campus housing and meal plan rates won’t change, either. Guaranteed.

How Much Does UToledo Cost?

$4,897.50 (in-state) $9,577.50 (out of state)

Tuition varies by college, program and a host of other options. But this is the average amount students pay per semester. If you live on campus, you’ll need to add in room and board. Need help breaking it down? Our Rocket Solution Central reps can help.

Can I whittle Down that Tuition Number?

Absolutely. Your hard work in high school can pay off with scholarships.

$110+ million awarded anually in scholarships and grants

If you want to come to UToledo, our financial aid experts want to help you find a way. Filling out the FAFSA — the Free Application for Federal Student Aid — is the first step.

What Kind of Aid is Available?

Scholarships are usually merit-based. You don’t have to repay them. They’re awarded based on all kinds of things — good grades or whether you’re majoring in astronomy or have a sibling who is also a Rocket.

Grants are usually need-based. No repayment required. They can come from the federal or state government, UToledo or a private organization.

A loan is money you borrow and pay back with interest. Generally, federal government loans are lower interest and have more benefits than loans from banks or other sources. Always — and we can’t stress this enough — do your homework. Know the terms and conditions and who is making the loan.

Calculate Your Merit Scholarship

I really don’t want to pay off loans forever.
Can I work and still do well in school?

John Sims is a first-generation college student, the eighth of 10 children. Four of his siblings are Rocket alumni. John and two others currently attend UToledo. John is paying his own way through college. How?

  • Loans
  • Partial scholarships
  • Part-time jobs on and off campus during the school year, and in the summers
  • Freelance work in his field, IT and web development
I lived at home the first two years and now have an apartment. It’s all worth it. My future is pretty secure. I even had to decline job offers this summer. I’ve had this success because of the people I’ve met here — students, professors, advisors, deans. I once introduced myself to a member of UToledo’s Board of Trustees at an event. He’s in the tech business. He met with me and hired me to develop web pages.”
John Sims
Class of 2021, computer science and engineering technology | Toledo, Ohio

Many of our students work. In fact, they tell us jobs help them better manage their time. UToledo’s career services office can help you find:

  • On- and off-campus jobs
  • Internships
  • Permanent jobs that pay the bills

Last year,
653 students connected with alumni mentors
860 employers recruited at 10 career fairs

Coming out of UToledo, I got a job as a full-time chemist. I was able to pay back $35,000 in loans in about three years. I have family members who are still paying off loans nine or 10 years later.

The education I got made it attainable. It was a defining moment when I got my internship my junior year. I could answer all their questions – ‘Have you done this?’ – with a yes. I knew the instrumentation. I knew the chemistry. I realized that everything I put in financially had now paid for itself.”
James Dunaway
Class of 2016, chemistry | Oregon, Ohio
UToledo: A Proven Value and
a Great Return on Your Investment

If you stay focused and determined, you will graduate from UToledo with:

  • Skills that will land you a career, not just a job
  • Enriching personal and professional experiences
  • Memories and friendships that last a lifetime
I knew going into UToledo’s cosmetic science and formulation design program that this was probably my best shot at becoming a cosmetic scientist.

My job at Estée Lauder is basically my dream job. I didn’t think I could end up there so quickly. But our program really gives us a competitive advantage that makes us stand out. The program helped me pursue my dreams.”
Margaret Gorz
Class of 2018, cosmetic science and formulation | Algoma, Wis.

Three months after graduation, Margaret began work as an associate scientist in New York for the Estée Lauder Companies. She’s formulating color cosmetics such as lipstick and foundation for brands including Smashbox, Becca, Origins and Aveda.

We really train our students with a focus on the industry. I continuously look at job advertisements, and I look at what skills they usually require to ensure we hit those target skills and knowledge sets.”
Dr. Gabriella Baki
director of the cosmetic science and formulation design program

We are affordable.


The best four-year college in Ohio for affordability, flexibility and student services.


on the list of most affordable cities in the U.S. for college students

Earn more with your UToledo degree.


The lowest student debt among Ohio’s public colleges


2nd highest income mobility among Ohio public universities


Public university of our size in Ohio when comparing average annual salaries to total student loan debt

Last Updated: 8/30/19