Office of Student Financial Aid

Summer Financial Aid Checklist

Most financial aid can be used for summer sessions. Review our checklist for directions on how to apply for aid and use your aid over the summer.

  1. Complete the FAFSA. This needs to be done at least 6 weeks before you complete your Summer Financial Aid Application in step #3. The summer term is the beginning of a new academic year. If you filed a FAFSA already for the upcoming academic year, you don't need to complete another one.
  2. Register for all courses you plan to take during the summer term.
    NOTE: Most scholarships require full-time enrollment.
    Many financial aid programs require at least half-time enrollment:
    • Undergraduates and law: 6 credit hours
    • Graduate/professional: 5 credit hours
  3. Complete the online Summer Financial Aid Application in myUT. The app is posted in myUT once summer registration begins in March and is available through July. We'll email you when the application is available.
    • Go to myUT→ Student tab  My Financial Aid  Summer Aid Application
    • The form will ask you how you want to apportion your financial aid.
      NOTE: Remember that some scholarships are only offered for a certain number of semesters over your college career. If you use it in the summer, that counts as a semester.

      Will my federal aid increase if I attend three semesters (summer, fall and spring)?
      It depends on your aid. Federal Direct loans do NOT increase. Instead of dividing your annual loan amount in half to cover two semesters, we will divide it into thirds to cover all three semesters. If you are eligible for a Federal Pell Grant, your eligibility will be increased to cover three semesters in the award year.
  4. Check your Rocket email for the results of your summer aid request.
    If you are awarded aid:
    You may accept, decline or reduce your financial aid award in myUT:
    Go to myUT → Student tab  My Financial Aid  My Financial Aid Dashboard → Offer

    Note that your aid package isn't posted until summer fees are activated. The date for activation is available on the Treasurer's website.

    If your aid request is denied:
    You may need to resolve outstanding verification requirements, Satisfactory Academic Progress requirements, and/or enrollment or other eligibility requirements prior to requesting a summer aid offer. Check your myUT account for requirements:
    Go to myUT → Student tab → My Financial Aid → My Financial Aid Dashboard

    Once resolved, you will need to resubmit the Summer Financial Aid Request.

Summer Aid Guidelines

Federal Aid and Satisfactory Academic Progress

To remain eligible to receive federal aid, you must participate in your classes and complete your courses with passing grades. Dropping, withdrawing from, or failing courses (grades of F, IN, U, NC, or W) may result in a reduction of federal aid for the term and the loss of future aid. If this occurs, you may be responsible for paying the University for charges originally covered by federal aid.

Satisfactory Academic Progress requirements

Scholarship Renewal Requirements

Renewable scholarships are reviewed after all spring grades have posted to your student account. Your scholarship will be removed from your account if you do not meet renewal requirements. If this occurs, you may be eligible to submit a scholarship appeal or you may be responsible for paying the University for charges originally covered by the scholarship(s).

scholarship terms and conditions

Half-time Enrollment and Financial Aid Payment (Disbursement)

Since the start dates for summer sessions vary, federal aid requiring at least half-time enrollment will not disburse (pay) to your student account until you begin attending the session that brings your enrollment to half time.

Registration in Multiple Sessions and Dropping Courses

If you enroll in multiple summer sessions and decide to drop a course in a session that has not yet begun, you must drop prior to the end of your current session. Failure to do so will result in the recalculation of your summer aid and may require you to return funds previously paid to your student account.

For example:

    • You enroll in 6 hours Summer I and 6 hours Summer II. You decide to drop both classes in Summer II and do so onbefore Summer 1 ends. We would not recalculate aid that has already paid to your account because the courses were dropped prior to the end of Summer I.
    • You enroll and successfully complete 6 hours Summer I  and you enroll and plan to attend 6 hours Summer II After Summer 1 ends, you drop all 6 hours for Summer II. Since the Summer II classes were dropped after Summer I ended, we would recalculate your summer aid eligibility.

The University of Toledo communicates important messages and updates — including financial aid, billing, and registration information — through your Rocket email. Please check your email on a weekly basis.

Have Questions?

Ask Rocket Solution Central.

Rocket Solution Central — or RSC — is your one-stop answer shop for financial aid questions.

Call 419.530.8700
Monday - Wednesday and Friday 8:30 a.m. - 4:45 p.m.
Thursday 10 a.m. - 4:45 p.m.
Visit 1200 Rocket Hall
Monday - Friday 8:30 a.m. - 5 p.m.

No need to wait in line. Register through Rocket Q ahead of time or when you arrive. You'll receive wait-time updates and be notified when it's your turn.

Register by texting "University of Toledo" to 419.419.3430 or by entering your information online.

Financial Wellness

We could all use some help managing our money ― whether you’re a high school student, undergraduate or upperclassman ready to graduate.

UToledo's financial wellness team offers workshops, presentations and tools to help you improve your money management skills. You can even schedule an appointment with our counselor to discuss your personal financial plan.

  • How to pay for college
  • Managing student loans
  • Making a budget
  • And more
Financial Wellness Services
Last Updated: 5/10/24