Summer Aid Application
If you will need financial aid for your summer classes or summer work-study, complete the following checklist and review summer aid eligibility details. The University of Toledo communicates through your official UToledo email account. Check your UToledo email account on a regular basis for important updates from the financial aid office.
Summer Aid Checklist
- File your 2023-24 Free Application for Federal Student Aid (FAFSA)
- Register for at least half-time (6 credit hours) in courses at the same level as your program to be eligible for aid.
- Once you are registered for half-time, complete the Summer Aid Application in April.
- A summer aid package will be awarded when all three steps are complete.
summer Aid Eligibility
Academic Progress
To remain eligible for aid, students are responsible for class participation and achieving academic progress by completing all enrolled courses with passing grades. Course drops, withdrawals, and failed classes can cause a reduction in aid for the term and loss of future aid.
Disbursement Based on Attending Hours
Aid will disburse based on hours you are actually attending at the time eligibility for disbursement is reviewed. It is the date at which you are attending at least half-time hours that aid will disburse to your student account.
Understanding Summer Aid
Most aid programs do not increase in dollars to accommodate attending three terms during the academic year (summer, fall, spring). When using loans for summer, the federal Direct Unsubsidized (Stafford) Loan annual limit ($20,500) remains the same, but the loan will be divided into three equal payments (summer, fall, spring) rather than two equal payments for the standard academic year (fall, spring). Law students may also have an opportunity to borrow the federal Direct Grad PLUS Loan. Students may borrow up to the total estimated annual cost of attendance (which increases due to summer enrollment costs) less any other financial aid/resources received to accommodate attending three terms during the academic year.
Why would a summer aid award reduce your fall/spring refund?
Summer loans are awarded early in the summer before new tuition/fee rates are available
and before scholarships are awarded. Student invoices for summer are generally less
than invoices for fall/spring (generally fewer credits are taken in summer than are
taken in fall/spring). Loans are disbursed in equal payments for the year. Therefore,
a summer award may result in a larger refund for summer and smaller refunds for fall
and spring.
After your summer/fall/spring loan is originated, you may submit a Direct Stafford Loan Change Form to reduce the amount of the summer disbursement. Doing so may give you the option
to request an increase to your fall and/or spring disbursement later in the academic
year. Law students should submit the form to lawfinaid@utoledo.edu.
If students do receive a large refund for summer, students should consider that some
of those funds may be needed for fall and spring living expenses.
Other type of loans and financial aid can be found on Types of Financial Aid webpage.
Questions?
Toledo Law Financial Aid
419.530.7929
lawfinaid@utoledo.edu