UToledo Human Resources

Student Health Insurance Plan

All UToledo students are required to have health insurance. The University of Toledo has partnered with Anthem Student Advantage to provide students with medical and prescription drug coverage for the 2023-24 academic year.   

UToledo automatically enrolls the following students in the student health insurance plan and assesses a fee to your student account:

  • All domestic undergraduate students registered for 6 or more credit hours per term
  • All domestic graduate students registered for 6 or more credit hours per term
  • All international students registered for 1 or more credit hours per term
  • All students who participate in patient care and are required by their program to have health insurance

You may waive the health insurance coverage if you have coverage under another qualifying plan as long as you submit your waiver by the deadline. Qualifying plans must be filed and approved in the U.S. and be ACA compliant. 

If you don’t waive the insurance by the deadline, you will be enrolled in UToledo’s student medical and prescription drug insurance plan. 

This student health insurance plan enrollment model is a best practice in Ohio. It has allowed UToledo to negotiate lower premiums with Anthem Student Advantage.

Degree-seeking domestic students taking less than 6 credit hours per term and eligible dependents of all enrolled students may voluntarily enroll in the student health insurance plan directly with Anthem Student Advantage.

Student Health Insurance PolicyStudent Health Insurance Overview

Medical and Prescription Plans

The student health plan administered by Anthem Student Advantage provides access to nationwide providers and in the area surrounding UToledo, including the University of Toledo Medical Center, University Health Center and the Student Health and Wellness Center on Health Science Campus.

UToledo also offers students and their dependents dental and vision insurance plans.

2023-24 Student Medical and Prescription Drug Insurance Premiums

Semester:

Fall

Spring/Summer

Summer Only*

Full Year**

Coverage Begins:

Aug. 11, 2023

Jan. 1, 2024

May 16, 2024

Aug. 11, 2023

Coverage Ends:

Dec. 31, 2023

Aug. 10, 2024

Aug. 10, 2024

Aug. 10, 2024

Student

$897

$1,398

$545

$2,295

Student & 1 Dependent

$1,794

$2,797

$1,091

$4,590

Student & 2+ Dependents

$2,690

$4,195

$1,636

$6,885

Subject to filing approval by the Ohio Department of Insurance.
*Summer only premium is available only for UToledo students newly enrolled for summer 2024.
**Students must enroll in both fall and spring/summer semesters to have coverage for the full year.

For questions about the student health insurance plan, call Anthem Student Advantage at 844.412.0752.

Student Dental Insurance Plan

2023-24 Student Dental Insurance Premium

Coverage Period:

Aug. 11, 2023 – Aug. 10, 2024

Student

$210

Student & 1 Dependent

$423

Student & 2+ Dependents

$942

Subject to filing approval by the Ohio Department of Insurance.

Students may enroll in the dental plan during the fall or spring open enrollment periods, but the premium will remain the same (not subject to proration).

Student Vision Plan

2023-24 Student Vision Plan Premium

Coverage Period:

Aug. 11, 2023 – Aug. 10, 2024

Student

$17

Student & Spouse

$56

Student & Child(ren)

$38

Student & Family

$83

Subject to filing approval by the Ohio Department of Insurance.

Students may enroll in the vision plan during the fall or spring open enrollment periods, but the premium will remain the same (not subject to proration).

Voluntary Enrollment

Certain populations are eligible to voluntarily enroll in the student health insurance plan:

  • Degree-seeking students taking 1-5 credit hours
  • Dependents of UToledo students enrolled in the student health insurance plan
  • UToledo students and their eligible dependents who want dental and/or vision coverage

Note: Only students are eligible to use the University Health Center and the Student Health and Wellness Center on the Health Science Campus. Spouses and children may use University of Toledo Physicians, University of Toledo Medical Center facilities or other area providers in the Anthem Network.

Deadlines

  • Fall 2023: Sept. 11, 2023
  • Spring/Summer 2024: Jan. 30, 2024
  • Summer 2024 (for newly enrolled UToledo students only): July 1, 2024

NOTE: Students and dependents voluntarily enrolled in the student health insurance plan for fall 2023 will need to re-enroll for spring/summer 2024. Coverage does not carry over.

How To Voluntarily Enroll

To enroll in the Student Health Insurance Plan:

  • Log in to the myUT Portal using your UTAD and password.
  • In the Toolkit (top left of your screen), select the Health Insurance Plan – Enroll or Waive link under the My Registration Steps section.
  • Select Enroll.

To enroll for dental and/or vision insurance and/or medical and prescription drug coverage for your dependents (spouse/children):

  • Log in to the myUT Portal using your UTAD and password.
  • In the Toolkit (top left of your screen), select the Health Insurance Plan – Enroll or Waive link under the My Registration Steps section.
  • Select Add Dependent/Spouse or Vision/Dental.

How to Waive Student Insurance Plan

You may waive the student health insurance plan if you have medical and prescription drug coverage under another plan.

  • Log into the MyUT portal.
  • Select the Student tab. 
  • Under My Registration Steps, select Health Insurance  Enroll, Change, or Waive.
  • Select the Term.
  • Proceed with enrollment or waiver option.

The student health insurance premium will be removed from your student account as long as the waiver is received prior to the semester’s deadline.

Waiver Deadlines

  • Fall 2023: Sept. 11, 2023
  • Spring/Summer 2024: Jan. 30, 2024
  • Summer 2024 (for newly enrolled UToledo students only): July 1, 2024

NOTE: Once your waiver has been accepted, it will remain on file for the 2023-24 academic year. A new waiver is needed each academic year.

For questions about the student health insurance plan, call Anthem Student Advantage at 844.412.0752.

For questions about UToledo’s Student Health Insurance policy, call 419.530.4747 or email studenthealthinsurance@utoledo.edu.

Last Updated: 2/19/24