Office of Student Financial Aid

Financial Literacy and Money Management Tools

What is Financial Literacy?  You will find many different definitions for Financial Literacy on Google so it is easy to see how confusing this topic can be. The National Financial Educators Council defines financial literacy as:

“Possessing the skills and knowledge on financial matters to confidently take effective action that best fulfills an individual’s personal, family and global community goals.”

The University of Toledo has worked with Huntington Bank to offer our students and families the Rocket Financial Wellness Center to offer tools to help improve your money management skills.

The University of Toledo has also worked with CashCourse (a non-profit organization powered by NEFE) to offer helpful financial information to prospective and current students as well as past and graduate students.

  Cash Course logo

Cash Course is a free, online student financial literacy resource provided by the National Endowment for Financial Education (NEFE).  The following is only a sample of information and worksheets are made available through Cash Course.  By logging in and creating a free user account at you will have access to additional tools, articles, courses, worksheets and videos to help you with Paying for College, Budgeting Basics, Saving and Investing,  Credit Scores, Credit Cards, Debt Recovery  and many other topics.

Need vs Want Worksheet

Monthly Budget Worksheet

Student Loan Comparison Worksheet

40 Money Management Tips

Federal Student Aid - offers publications, fact sheets, online tools and other resources to help students prepare and pay for college.

The U.S. Department of Labor's Savings Fitness: A Guide to Your Money and Your Financial Future.

FDIC Money Smart  - A financial education program

Federal Student Aid Prepare for College - Budgeting website

Financial Awareness Counseling is an optional activity that provides tools and information to help understand financial aid and your finances. offers information on various money management topics as well as financial aid.

Federal Student Aid - Budget and Loan Calculators and interest rates. 

Know Before You Owe - Credit Card Information from the Consumer Financial Protection Bureau

Healthy Eating on a Budget Cookbook from USDA is helpful and fun resource. - has Tips and Tools to eat healthy and stay on a budget.

Have Questions?

Ask Rocket Solution Central.

Rocket Solution Central — or RSC — is your one-stop answer shop for financial aid questions.

Call 419.530.8700
Monday - Wednesday and Friday 8:30 a.m. - 4:45 p.m.
Thursday 10 a.m. - 4:45 p.m.
Visit 1200 Rocket Hall
Monday - Friday 8:30 a.m. - 5 p.m.

No need to wait in line. Register through Rocket Q ahead of time or when you arrive. You'll receive wait-time updates and be notified when it's your turn.

Register by texting "University of Toledo" to 419.419.3430 or by entering your information online.

Financial Wellness

We could all use some help managing our money ― whether you’re a high school student, undergraduate or upperclassman ready to graduate.

UToledo's financial wellness team offers workshops, presentations and tools to help you improve your money management skills. You can even schedule an appointment with our counselor to discuss your personal financial plan.

  • How to pay for college
  • Managing student loans
  • Making a budget
  • And more
Financial Wellness Services
Last Updated: 6/27/22