College of Medicine and Life Sciences - MD Programs

MD Student Financial Aid

Incoming student webinar: 

Medical Student Financial Aid: Information from Incoming M1s

 April 2022 Webinar

Interest rates for the 2021-22 year effective July 1, 2021: 

Federal Direct Unsubsidized: 5.28%             Federal Direct Graduate Plus: 6.28%

Interest rates for the 2022-23 year effective July 1, 2022:

Federal Direct Unsubsidized: 6.54%             Federal Direct Graduate Plus: 7.54%

Origination Fees 21/22 & 22/23 Unsubsidized Loans                        Loan Fee

Loans disbursed on of after 10/01/20 and before 10/01/22                 1.057%

Origination Fees 21/22 & 22/23 Graduate Plus loans Loans           Loan Fee

Loans disbursed on of after 10/01/20 and before 10/01/22                 4.228%



Coronavirus Forbearance Info For Students, Borrowers & Parents

Please visit The Department of Education's website at for more information about the provisions of the recently passed CARES Act. 

For loan change requests:

Please use the Loan Change Form available through your MyUT Portal on the Student Tab under the ‘My Financial Aid’ heading
Download a paper loan change form here.


You cannot accept the Grad Plus loan through your My UT Portal. This loan type requires a separate application at 

If you are applying for the Grad Plus loan for a specific term, you will need to change the loan period dates on the Grad Plus loan application on The application defaults to a Fall/Spring Loan.

The loan period dates are as follows: 

  • Fall/Spring: Aug 2022 - May 2023 (Default) 
  • Summer Only: May 2022- Aug 2022
  • Fall Only: Aug 2022 - Dec 2022
  • Spring Only: Jan 2023 - May 2023
  • Summer/Fall/Spring: May 2022 - May 2023 (All three terms, amount split equally)


If your question is regarding:

  • Your billing statement (tuition & fees)
  • In-State Residency
  • Registration (class scheduling)
  • General Financial Aid questions

Please contact the HSC Student Service Office at 419.383.3600 or


2022-2023 Loan Disbursement Dates for Medical Students
  • M1:
    Fall: August 1, 2022
    Spring: January 4, 2023
  • M2:
    Summer: July 18, 2022
    Fall: September 19, 2022
    Spring: January 9, 2023
  • Summer Billing Information:
  • For M3s and M4s: The summer 2022 payment due date is May 5, 2022.
  • For M2s: The summer 2022 payment due date is July 8, 2022.
  • For all classes: If you have enough in loans to cover your full balance due, and have accepted them through your My UT Portal and completed all other requirements, your bill will be paid on the disbursement date listed above, without penalty. If you do not plan to borrow loans to cover your full balance due, please make the required payment by the summer due date to avoid a $100 late fee on your account. Due dates for each term can be found on the Treasurer's Office webpage. 
  • M3:
    Summer: May 2, 2022
    Fall: July 28, 2022
    Spring: February 6, 2023
  • M4:
    Summer: May 2, 2022
    Fall: August 22, 2022
    Spring: January 23, 2023
  • *IF you are registered for Flex Time at the beginning of any term, your aid will not disburse until you begin a course or clerkship for that term. In that case the disbursement date will be later than listed above. 
  • If you are expecting a refund, please allow 3-5 days from the disbursement date for the direct deposit to reach your bank account.

Resources for new and continuing students 




Please contact 
The HSC Student Service Center at 419.383.3600 or

Additional Questions

For additional questions regarding Federal Student Loans, contact :

Last Updated: 7/27/22