The University of Toledo

Mandatory Health Insurance

Policy 3360-30-15 - Health Insurance Mandate

Purpose:  To require health insurance for University of Toledo students.

(A)  All domestic students registered for six or more on-campus credit hours per term and all international students registered for one or more credit hours per term will have and maintain health insurance.

(B)  Students as registered above who do not have proof of insurance will be assessed a premium for single student coverage per term under the University's student health insurance plan.

(C)  Completed insurance waivers must be submitted by a date specified by the vice president for student affairs to eliminate insurance charges.

What This Policy Means to You

When you register for classes, health insurance will be added to your account if you meet the registration requirements as above.  If you have health insurance that is equivalent to, or exceeds, the health insurance offered by the University, you may complete the online waiver process requesting to waive UT's insurance. 

If you do not complete the online waiver process within the specified deadline, typically by the last day of add/drop for the semester, the health insurance fee will remain on your account.  After the deadline, you must contact the Main Campus Medical Center Insurance Office for waiver appeal information.

Please refer to the waiver information located on this website.