The University of Toledo

Waiver Criteria

If you wish to request to waive UT's student health insurance plan, your personal insurance must meet the following requirements.

• The student must be covered on one of the following:
  • Medicare or Ohio Medicaid
  • Embassy Sponsored Health Insurance or Exchange Agreement (International Students Only)
  • Another student health insurance plan if enrolled concurrently at another University or College
  • Another insurance plan whose benefits are comparable to UT's student health insurance plan
• Plans must offer a lifetime maximum benefit of at least $50,000 in coverage.
• Plans must provide coverage for both in-patient and out-patient medical care in the Toledo area (including the University of Toledo Main Campus Medical Center).  Emergency-only care is not sufficient.  (Please note that most out-of-state HMO's do not meet this criteria.)
• The coverage must remain in force throughout the 2011-2012 academic year.
• Individual plans must not have deductibles that are greater than $5,000.

Should you have questions regarding your personal insurance meeting the above requirements, please contact your insurance company representative directly.