The University of Toledo

UT Student Health Insurance:  Overview and Rates

Why Have Insurance?

Many students do not recognize the value of a good insurance plan because the majority of students are young, healthy, and living on a very tight budget.  However, unforeseen health care expenses can easily disrupt a student's college career.

The University of Toledo has a mandatory health insurance policy that indicates that domestic students registered for six or more on campus hours and International students regsitered for one hour or more must maintain health insurance.  Students who are covered by another insurance plan may opt to waive UT's plan.  Click on "how to waive."

Co-op students and graduate students registered for less credit hours may purchase the insurance.  In addition, enrolled students may purchase insurance for their dependents. 

 

Where can I go for services?

Student Heatlh Clinics:  First Stop.  When you need care, make the Main Campus Medical Center -419.530.3451 (MCMC - Southwest side of campus across from I-House and Academic House) for main campus students or Family Medicine Clinic-Ruppert Health Center - 419.383.5555 for health science campus students your first stop.  Our highly trained and experienced staff offer a variety of services, which include primary and acute medical care; women's health care; counseling and psychiatric services; laboratory testing; prescriptions and over-the-counter medications.

You may also visit outside physicians that participate with the student health insurance plan with a referral.  However, when you visit the UT student health clinics first, you'll pay less out of your own pocket for your care.

RATES

 

Tier I**	Annual	Fall	Spring/Summer	Summer
	8/11/11 - 8/10/12	8/11/11 - 12/31/11	1/1/12 - 8/10/12	5/16/12 - 8/10/12
Student Only	$1,852	$751	$1,101	$441
Spouse Only*	$3,818	$1,548	$2,270	$909
Child(ren) Only*	$2,175	$882	$1,293	$521
Spouse & Child(ren) Only*	$5,990	$2,430	$3,560	$1,430
Tier II**	Annual	Fall	Spring/Summer	Summer
	8/11/11 - 8/10/12	8/11/11 - 12/31/11	1/11/12 - 8/10/12	5/16/12 - 8/10/12
Student Only	$2,416	$980	$1,436	$576
Spouse Only*	$2,556	$1,036	$1,520	$609
Child(ren) Only*	$2,556	$1,036	$1,520	$609
Spouse & Child(ren) Only*	$5,110	$2,072	$3,038	$1,217
Tier III**	Annual	Fall	Spring/Summer	Summer
	8/11/11 - 8/10/12	8/11/11 - 12/31/11	1/1/12 - 8/10/12	5/16/12 - 8/10/12
Student Only	$2,846	$1,154	$1,692	$679
Spouse Only*	$5,663	$2,297	$3,366	$1,350
Child(ren) Only*	$3,163	$1,283	$1,880	$754
Spouse & Child(ren) Only*	$8,825	$3,579	$5,246	$2,104

* DEPENDENTS MUST BE ENROLLED IN THE SAME TIER AS THE STUDENT AND PAY PREMIUMS ONLINE DIRECTLY TO AETNA AT www.aetnastudenthealth.com 

** Coverage selection cannot be changed during the year. Students wishing to enroll in a different Tier must do so at the beginning of the Policy Year,  and cannot change their selection.

 

Main Campus Insurance Office: 419-530-3474