Retirement Systems

Eligible full time faculty may enroll in the State Teachers Retirement System (STRS) and eligible full time staff may enroll in the Ohio Public Employees Retirement System (OPERS). Both groups have the option to choose the Alternative Retirement Plan (ARP). Please see contact information below.

July 1, 2020 ARP and 403(b) Updates

*Please be aware, there is no need to register for meetings. At the stated time, just click the link for the meeting you wish to join.*

Upcoming Retirement Plan Informational Meetings

Meeting Link

Call In #

518.801.9196

Conference ID

423.749.887

149.189.935

125.922.117

693.215.426

323.057.706

410.968.000

536.211.745

998.290.150

620.632.383

Meeting Participation Tips

Dial the phone number and conference ID. Next, click on the meeting link and follow the prompts. Please mute your computer speakers if you are dialing in via phone.
If you do not dial the phone number and just click on the meeting link, you can see the presentation and hear the speaker, but you will not be able to ask questions.
If you try to access the meeting link from a Web browser, you can do using Explorer or Chrome. If you want to use an iPhone or iPad, you will need to download the Microsoft Teams App. You will still need to dial the phone number and conference ID if you want to be able to ask questions.

Retirement Plan Contact Information

Alternative Retirement Plan Document

*Employer ARP Mitigating Contribution
Retirement System Contributions Effective 7/1/17
Retirement Plan	Employee Contribution	Employer Contribution
STRS	14%	14%
STRS/ARP	14%	14% (9.53% to Plan, 4.47% Administrative Fee*)
OPERS	10%	14%
OPERS/ARP	10%	14% (11.56% to Plan, 2.44% Administrative Fee*)

Employee contributions are "deducted" by the University from the employee's gross pay and paid directly to the retirement systems, thereby enabling employees to defer current federal and state taxes on this income.

Members of the STRS, OPERS, or ARP who leave University employment may withdraw their retirement contributions. The University’s contributions are vested after five years. This means that if the contributions are left on deposit, STRS or OPERS members will receive a pension at retirement age. For ARP members, vesting is immediate.

UToledo Human Resources