Student Health Insurance Plan

Student Health Insurance Requirements and Plans

All UToledo students are required to have health insurance. The University of Toledo has partnered with Anthem Student Advantage to provide students with medical and prescription drug coverage for the 2022-23 academic year.

UToledo automatically enrolls the following students in the student health insurance plan and assesses a fee to your student account:

  • All domestic undergraduate students registered for 6 or more credit hours per term
  • All domestic graduate students registered for 6 or more credit hours per term
  • All international students registered for 1 or more credit hours per term
  • All students who participate in patient care and are required by their program to have health insurance

You may waive the health insurance coverage if you have coverage under another qualifying plan as long as you submit your waiver by the deadline. Qualifying plans must be filed and approved in the U.S. and be ACA compliant. 

If you don’t waive the insurance by the deadline, you will be enrolled in UToledo’s student medical and prescription drug insurance plan. 

This student health insurance plan enrollment model is a best practice in Ohio. It has allowed UToledo to negotiate lower premiums with Anthem Student Advantage.

Degree-seeking domestic students taking less than 6 credit hours per term and eligible dependents of all enrolled students may voluntarily enroll in the student health insurance plan directly with Anthem Student Advantage.

Student Health Insurance Policy

Student Health Insurance Overview

How to Waive Student Health Insurance Plan

You may waive the student health insurance plan if you have medical and prescription drug coverage under another plan.

  • Log into the MyUT portal.
  • Select the Student tab. 
  • Under My Registration Steps, select Health Insurance  Enroll, Change, or Waive.
  • Select the Term.
  • Proceed with enrollment or waiver option.

The student health insurance premium will be removed from your student account as long as the waiver is received prior to the semester’s deadline.

Waiver deadlines

  • Fall 2022: Sept. 12, 2022
  • Spring/Summer 2023: Feb. 2, 2023
  • Summer 2023 (for newly enrolled UToledo students only): July 1, 2023

NOTE: Once your waiver has been accepted, it will remain on file for the 2022-23 academic year. A new waiver is needed each academic year.

STUDENT HEALTH INSURANCE PLANS FOR 2022-23

The student health plan administered by Anthem Student Advantage provides access to nationwide providers and in the area surrounding UToledo, including the University of Toledo Medical Center, University Health Center and the Student Health and Wellness Center on Health Science Campus.

UToledo also offers students and their dependents dental and vision insurance plans.

PLAN PREMIUMS AND DETAILS

Student Medical and Prescription Drug Insurance Plan

 

2022-23 Student Medical and Prescription Drug Insurance Premiums

Semester:

Fall

Spring/Summer

Summer Only*

Full Year**

Coverage Begins:

Aug. 11, 2022

Jan. 1, 2023

May 16, 2023

Aug. 11, 2022

Coverage Ends:

Dec. 31, 2022

Aug. 10, 2023

Aug. 10, 2023

Aug. 10, 2023

Student

$991

$1,537

$665

$2,528

Student & 1 Dependent

$1,982

$3,074

$1,330

$5,056

Student & 2+ Dependents

$2,973

$4,611

$1,995

$7,584

Subject to filing approval by the Ohio Department of Insurance.
*Summer only premium is available only for UToledo students newly enrolled for summer 2023.
**Students must enroll in both fall and spring/summer semesters to have coverage for the full year.

Student Dental Insurance Plan

2022-23 Student Dental Insurance Premium

Coverage Period:

Aug. 11, 2022 – Aug. 10, 2023

Student

$188

Student & 1 Dependent

$382

Student & 2+ Dependents

$860

Subject to filing approval by the Ohio Department of Insurance.

Student may enroll in the dental plan during any open enrollment period (eg fall or spring/summer) but the premium will remain the same (not subject to proration).

Student Vision Plan

2022-23 Student Vision Plan Premium

Coverage Period:

Aug. 11, 2022 – Aug. 10, 2023

Student

$17

Student & Spouse

$56

Student & Child(ren)

$38

Student & Family

$83

Subject to filing approval by the Ohio Department of Insurance.

Student may enroll in the vision plan during any open enrollment period (eg fall or spring/summer) but the premium will remain the same (not subject to proration).

voluntary enrollment

Certain populations are eligible to voluntarily enroll in the student health insurance plan:

  • Degree-seeking students taking 1-5 credit hours
  • Dependents of UToledo students enrolled in the student health insurance plan
  • UToledo students and their eligible dependents who want dental and/or vision coverage

Note: Only students are eligible to use the University Health Center and the Student Health and Wellness Center on the Health Science Campus. Spouses and children may use University of Toledo Physicians, University of Toledo Medical Center facilities or other area providers in the Anthem Network.

Voluntary enrollment deadlines

  • Fall 2022: Sept. 12, 2022
  • Spring/Summer 2023: Feb. 2, 2023
  • Summer 2023 (for newly enrolled UToledo students only): July 1, 2023

NOTE: Students and dependents voluntarily enrolled in the student health insurance plan for fall 2022 will need to re-enroll for spring/summer 2023. Coverage does not carry over.

How to voluntarily enroll

To enroll in the Student Health Insurance Plan:

  • Log in to the myUT Portal using your UTAD and password.
  • In the Toolkit (top left of your screen), select the Health Insurance Plan – Enroll or Waive link under the My Registration Steps section.
  • Select Enroll.

To enroll for dental and/or vision insurance and/or medical and prescription drug coverage for your dependents (spouse/children):

  • Log in to the myUT Portal using your UTAD and password.
  • In the Toolkit (top left of your screen), select the Health Insurance Plan – Enroll or Waive link under the My Registration Steps section.
  • Select Add Dependent/Spouse or Vision/Dental.

QUESTIONS?

For questions about the student health insurance plan, call Anthem Student Advantage at 844.412.0752.

For questions about UToledo’s Student Health Insurance policy, call 419.530.4747 or email studenthealthinsurance@utoledo.edu.

Last Updated: 8/16/22