Student Health Insurance Requirements and Plans

All UToledo students are required to have health insurance. The University of Toledo has partnered with Anthem Student Advantage to provide students with medical and prescription drug coverage for the 2020-21 academic year.

UToledo automatically enrolls the following students in the student health insurance plan and assesses a fee to your student account:

All domestic undergraduate students registered for 6 or more credit hours per term
All domestic graduate students registered for 6 or more credit hours per term
All international students registered for 1 or more credit hours per term
All students who participate in patient care and are required by their program to have health insurance

You may waive the health insurance coverage if you have coverage under another plan as long as you submit your waiver by the deadline.

If you don’t waive the insurance by the deadline, you will be enrolled in UToledo’s student medical and prescription drug insurance plan. Anthem will automatically send you relevant paperwork and an insurance card.

This student health insurance plan enrollment model is a best practice in Ohio. It has allowed UToledo to negotiate lower premiums with Anthem Student Advantage.

Degree-seeking domestic students taking less than 6 credit hours per term and eligible dependents of all enrolled students may voluntarily enroll in the student health insurance plan directly with Anthem Student Advantage.

Student Health Insurance Policy

How to Waive Student Health Insurance Plan

You may waive the student health insurance plan if you have medical and prescription drug coverage under another plan.

Submit a waiver request to have the premium removed from your student account.

Log in to the myUT Portal using your UTAD and password.
In the Toolkit (top left of your screen), select the Health Insurance Plan – Enroll or Waive link under the My Registration Steps section.
Select Request Waiver.
Select the term.
Complete the requesting information.
Select Submit.

The student health insurance premium will be removed from your student account as long as the waiver is received prior to the semester’s deadline.

Waiver deadlines

Fall 2020: Sept. 30, 2020
Spring/Summer 2021: Jan. 31, 2021
Summer 2021 (for newly enrolled UToledo students only): July 1, 2021

NOTE: Once your waiver has been accepted, it will remain on file for the 2020-21 academic year. A new waiver is needed each academic year.

STUDENT HEALTH INSURANCE PLANS FOR 2020-21

The student health plan administered by Anthem Student Advantage provides access to nationwide providers and in the area surrounding UToledo, including the University of Toledo Medical Center, Main Campus Medical Center and the Student Health and Wellness Center on Health Science Campus.

UToledo also offers students and their dependents dental and vision insurance plans.

PLAN PREMIUMS AND DETAILS

Student Medical and Prescription Drug Insurance Plan

2020-21 Student Medical and Prescription Drug Insurance Premiums
Semester:	Fall	Spring/Summer	Summer Only*	Full Year**
Coverage Begins:	Aug. 11, 2020	Jan. 1, 2021	May 17, 2021	Aug. 11, 2020
Coverage Ends:	Dec. 31, 2020	Aug. 10, 2021	Aug. 10, 2021	Aug. 10, 2021
Student	$911	$1,413	$548	$2,324
Student & 1 Dependent	$1,822	$2,826	$1,096	$4,648
Student & 2+ Dependents	$2,733	$4,239	$1,644	$6,972
Subject to filing approval by the Ohio Department of Insurance. Summer only premium is available only for UToledo students newly enrolled for summer 2021. *Students must enroll in both fall and spring/summer semesters to have coverage for the full year.

Student Dental Insurance Plan

2020-21 Student Dental Insurance Premium
Coverage Period:	Aug. 11, 2020 – Aug. 10, 2021
Student	$180
Student & 1 Dependent	$365
Student & 2+ Dependents	$822
Subject to filing approval by the Ohio Department of Insurance. Student may enroll in the dental plan during any open enrollment period (eg fall or spring/summer) but the premium will remain the same (not subject to proration).

Student Vision Plan

2020-21 Student Vision Plan Premium
Coverage Period:	Aug. 11, 2020 – Aug. 10, 2021
Student	$17
Student & Spouse	$56
Student & Child(ren)	$38
Student & Family	$83
Subject to filing approval by the Ohio Department of Insurance. Student may enroll in the dental plan during any open enrollment period (eg fall or spring/summer) but the premium will remain the same (not subject to proration).

voluntary enrollment

Certain populations are eligible to voluntarily enroll in the student health insurance plan:

Degree-seeking students taking 1-5 credit hours
Dependents of UToledo students enrolled in the student health insurance plan
UToledo students and their eligible dependents who want dental and/or vision coverage

Note: Only students are eligible to use the Main Campus Medical Center and the Student Health and Wellness Center on the Health Science Campus. Spouses and children may use University of Toledo Physicians, University of Toledo Medical Center facilities or other area providers in the Anthem Network.

Voluntary enrollment deadlines

Fall 2021: Sept. 30, 2020
Spring/Summer 2021: Jan. 31, 2021
Summer 2021 (for newly enrolled UToledo students only): July 1, 2021

NOTE: Students and dependents voluntarily enrolled in the student health insurance plan for fall 2020 will need to re-enroll for spring/summer 2021. Coverage does not carry over.

How to voluntarily enroll

To enroll in the Student Health Insurance Plan:

Log in to the myUT Portal using your UTAD and password.
In the Toolkit (top left of your screen), select the Health Insurance Plan – Enroll or Waive link under the My Registration Steps section.
Select Enroll.

To enroll for dental and/or vision insurance and/or medical and prescription drug coverage for your dependents (spouse/children):

Log in to the myUT Portal using your UTAD and password.
In the Toolkit (top left of your screen), select the Health Insurance Plan – Enroll or Waive link under the My Registration Steps section.
Select Add Dependent/Spouse or Vision/Dental.

QUESTIONS?

For questions about the student health insurance plan, call Anthem Student Advantage at 844.412.0752.

For questions about UToledo’s Student Health Insurance policy, call 410.530.3474 or email studenthealthinsurance@utoledo.edu.